Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible.
Do you already know where you want to buy in Murfreesboro? Are you interested in a condo, townhome, or single-family home? Consider the features you like and dislike. Researching the current market is essential. Premier Realty TN can help you explore available listings and keep track of changes in asking prices. Understanding these trends in Murfreesboro's neighborhoods will provide valuable insights when it's time to make an offer.
Determine your budget based on what you feel comfortable spending monthly, not just what the mortgage company approves. It's important to create a comprehensive household budget that includes potential new expenses like garbage, water, or HOA fees. If you've lived in an apartment or with roommates, you might overlook these additional costs. Premier Realty TN can guide you through this process to ensure you're financially prepared for your new home in Murfreesboro.
While it's possible to buy a home without an agent, why add extra stress? A real estate agent from Premier Realty TN can simplify your home search, arrange showings, and handle the offer process. Their market expertise is invaluable, especially in a competitive area like Murfreesboro. Let Premier Realty TN help you navigate the market and find a home that meets your criteria.
Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but why would you when it costs you nothing for agents like us to take much of the stress off your shoulders? Not only will we help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but we also have knowledge of the market that you don’t possess. Finding the perfect home can be a daunting task, this is where our expertise and wealth of knowledge come into play. Let us show you around some homes that meet your dream home criteria so you can find the one that's right for you.
Finding the right home in Murfreesboro should be an enjoyable experience. Premier Realty TN will arrange showings of homes within your budget. Pay attention to details like light switches, door operations, and faucet functionality. Explore the neighborhood, observe traffic patterns, and check proximity to schools and grocery stores. These details will help you make an informed decision.
Once you've found the perfect home, collaborate with your agent to craft a fair offer based on comparable homes in Murfreesboro. Depending on the market conditions, your offer might be below, at, or above the asking price. Premier Realty TN will assist in negotiating counteroffers to reach an agreement. Once accepted, the home will go into escrow.
Your offer should include a home inspection contingency to check for major issues. Premier Realty TN can help you schedule this inspection shortly after making an offer. If significant problems are found, you can renegotiate or withdraw your offer. If everything is in order, you can proceed to the next step.
Return to your mortgage lender to finalize your loan selection. Options might include fixed-rate, variable-rate, 15-year, 30-year, VA loans, or FHA loans. Premier Realty TN can help you understand your choices and select the one that fits your financial situation best.
Your lender will arrange for an appraisal to ensure the home's value matches the loan amount. This step confirms that the purchase price is fair for all parties involved.
While paperwork isn't the most exciting part of buying a home, it's necessary. Your lender and title company will coordinate the process. Once completed, you'll be the legal owner of your new home in Murfreesboro.
After signing the final paperwork, you'll officially own your new home. It may take a few days for your loan to fund, but once the check is delivered to the seller, you're ready to move in. Welcome to your dream home, courtesy of Premier Realty TN!
Mack there are no words to express how we feel about you. We are so thankful for everything you did to help us. From the first day I met you you were awesome. Every step of the way. You gave me your personal number, you took my...
I’ve never seen an agent work harder for his buyers than Mack Breard. Mack is one of the most professional, knowledgeable, and honest agent we have ever had. It shows his passionate about what he does and cares about people fir...
Mack did an amazing job helping us get into our dream home. As first time homebuyers we were uncertain about the process but Mac did a great job communicating with us the whole time. We would definitely work with him again as h...
I had the pleasure of working with Mack Breard over the past year after I relocated to Tennessee and decided to build a home in the Carlton Landing Development in Rockvale, Tennessee where Mack was the sales consultant. It was ...
I’ve never seen an agent work harder for his buyers than Mack Breard. Mack is one of the most professional, knowledgeable, and honest agents we have ever had. It shows his passion for what he does and cares about people first. ...
Crystal goes the extra mile to provide excellent customer service. She is knowledgeable of her business and extremely professional. I would highly recommend her for all your real estate needs.
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